Saturday, April 4, 2015
Saturday, March 21, 2015
温哥华市中心枪手公寓
温哥华市中心枪手公寓
地段优，生活机能高，交通方便，临近海边，逛街购物，各种商店，餐厅。此公寓拥有环绕式落地窗，可看到山景及市景。欧式橱柜，流线造型设计。难得出市场销售！快来电预约看房！
社区: 温哥华市中心
地址：#1004-1252 Hornby St, Vancouver
面积：938 平方英尺
户型：2房2卫
售价：
加币649,000
总楼层： 15层楼
房龄： 2009年建造
大楼设施：电梯，健身房，娱乐室，自行车房。
如果有房地产服务方面的需要请拨778-862-3630
Monday, March 2, 2015
加拿大景观楼房
加拿大景观楼房
位于北温哥华的中心地段，交通方便，临近商店，餐厅，小学，开车到温哥华市中心只要19分钟。适合自住或投资出租，租金可達加币 $2,200 一个月。
社区: 北温哥华
地址：#1106-188 E Esplanade, North Vancouver
面积：1186 平方英尺
户型：2房2卫
售价：
加币729,000
总楼层： 23层楼
房龄： 2008年建造
大楼设施：电梯，冷气，中央空调，储藏室, 自行车房，Clubhouse.
如果有房地产服务方面的需要请拨778-862-3630
Thursday, October 2, 2014
Real Estate Market Updates September, 2014
Hi there,
Sorry, I have been busy with Real Estate this summer and haven't had time to blog for a while. Here is the newest market updates from Realtor Board. I thought I would share it with everyone who is interested in knowing the market.
Sorry, I have been busy with Real Estate this summer and haven't had time to blog for a while. Here is the newest market updates from Realtor Board. I thought I would share it with everyone who is interested in knowing the market.
Saturday, August 30, 2014
Ways to teach your kids to obtain financial skills
I was reading on line and came across this article. I thought it would be nice to share with all the parents out there. It is an useful article.
I was reading on line and came across this article. I thought it would be nice to share with all the parents out there. It is an useful article.
Using real estate to get rid of the kids
Written by Tracy Ma
According to a TD Bank report from 2009, and accounting for inflation, education costs per child could range from $37,000 (for a live at home student) to $137,000 (for a live away student) when he/she turns 18 years old.
Investors already know that buying real estate is a solution to paying for a child’s education however, this may not be the right solution. In fact, it could be detrimental to a child’s performance, according to a paper published by University of California, “More is More or More is Less? Parent Financial Investments During College.” It suggests that there is a direct relationship between parents who pay the bills and lower academic performance by their children.
Rather than let your children party at school while you are stuck with the bills, why not get them to pay the bills. Tracy Ma from Financial Nirvana Mama outlines four key strategies for getting your kids to pay for their own education and at the same time, teach them real estate investing skills.
1. Teach them property management
If your properties are less than five years old (i.e. low maintenance) and your child goes to a school near your properties, why not have them manage the properties as their part-time job? Better yet, have them live in a unit as their principle place of residence and rent out the extra rooms to friends. Teach them how to manage the properties like a pro, with the right agreements, contracts, and templates. And don’t forget to teach them about all the applicable rental regulations. Now, they can use the cash
flow from the properties to help pay for their own tuition and books.
If your properties are less than five years old (i.e. low maintenance) and your child goes to a school near your properties, why not have them manage the properties as their part-time job? Better yet, have them live in a unit as their principle place of residence and rent out the extra rooms to friends. Teach them how to manage the properties like a pro, with the right agreements, contracts, and templates. And don’t forget to teach them about all the applicable rental regulations. Now, they can use the cash
flow from the properties to help pay for their own tuition and books.
2. Teach them to profit from a real estate portfolio
If you have a couple of properties that you have held for more than ten years, you probably have a nice nest egg for your child’s education. Rather than selling the properties when your children are ready to go to post-secondary school, hold the properties a little bit longer until they graduate. Have them take out an interest-free student loan to pay for their education. Then, transfer the assets to your kids after they graduate from post-secondary education and have them sell it, or borrow against it, to pay for their loans. Any remaining profits from a sale, or available room in a home equity line-of-credit, can jumpstart your child’s purchase of their own real estate.
If you have a couple of properties that you have held for more than ten years, you probably have a nice nest egg for your child’s education. Rather than selling the properties when your children are ready to go to post-secondary school, hold the properties a little bit longer until they graduate. Have them take out an interest-free student loan to pay for their education. Then, transfer the assets to your kids after they graduate from post-secondary education and have them sell it, or borrow against it, to pay for their loans. Any remaining profits from a sale, or available room in a home equity line-of-credit, can jumpstart your child’s purchase of their own real estate.
3. Have them manage a real estate portfolio
If the properties are held more than 15 years and your children decide to the leave the city, why not refinance the balance of the mortgage, and have them retain a team to manage these properties? Teach them to oversee the properties and monitor the expenses and payments. The cash flow can be used to offset their tuition fees and books. Once school is finished, they can liquidate, or borrow against, a property and pay off their loans.
If the properties are held more than 15 years and your children decide to the leave the city, why not refinance the balance of the mortgage, and have them retain a team to manage these properties? Teach them to oversee the properties and monitor the expenses and payments. The cash flow can be used to offset their tuition fees and books. Once school is finished, they can liquidate, or borrow against, a property and pay off their loans.
4. Teach them hard money lending
If the properties no longer have any mortgages and your kids are off to medical school or they are too busy to manage real estate, teach them to sell the properties, contribute a portion to their tax free savings account, and lend out their money to other real estate investors as a mortgage-backed loan. Now your kids have mortgage payments coming into their bank accounts to help offset their living expenses and tuition costs. And after they have finished their education, they can recall the loans that they have issued to pay off their own student loan.
If the properties no longer have any mortgages and your kids are off to medical school or they are too busy to manage real estate, teach them to sell the properties, contribute a portion to their tax free savings account, and lend out their money to other real estate investors as a mortgage-backed loan. Now your kids have mortgage payments coming into their bank accounts to help offset their living expenses and tuition costs. And after they have finished their education, they can recall the loans that they have issued to pay off their own student loan.
Be creative and financially savvy with these exit strategies to not only make your money work smarter, but teach your kids life skills. Using the strategies described, your kids will be on their way to paying off their education (and becoming real estate investors) in no time.
Monday, March 31, 2014
温哥华市中心黄金地段高楼
温哥华市中心黄金地段高楼
社区: 温哥华市中心 (Downtown Vancouver West)
地址：#1628-938 Smithe St.
面积： 868平方英尺
户型：2房（2房加一个Den）1厅（客厅，餐厅和家庭房）1卫
售价：
加币599,000
总楼层： 24层楼
房龄： 2005年建造
停车位：1 个车位
大楼设施：娱乐厅，电梯，健身房。
管理费：加币332
房源特色:
由Bosa 建造的 Electric Avenue, 採光良好，拥有无敌市景及落地窗，可看到Robson
Square 及 Vancouver Art Gallery。位于交通方便，地段好的市中心，步行可到餐厅，电影院，购物中心，公交车，健身房等。必看的市中心楼房！
看房请联络施小姐 778-862-3630
如果有房地产服务方面的需要请拨778-862-3630
网站：www.ivyshih.com
Saturday, March 29, 2014
本拿比中学排名 Burnaby Secondary School Ranking
本拿比中学学校排名 Burnaby Secondary School Ranking
选择在本拿比购屋的家长，这里有中学排名，供您做购屋区域的参考。
选择在本拿比购屋的家长，这里有中学排名，供您做购屋区域的参考。
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